In the 1990s, when you owed an acquaintance $5, you'd take a clean bill out of your wallet and pass the money to. Nowadays, Cash is still the king in the realm of small, personal payments; however, the process of sending money online between family and friends is now easier than ever. If you have to send your friend, family member, roommate, or anyone else Cash for anything from splitting a check for a restaurant to a share of rent and more, these social payment applications can help.
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Instructions for using Paypal payment application, Source: Youtube, The Stuff I Use Channel
PayPal provides the capability to transfer funds into and out of every U.S.-based bank account and many foreign accounts. There is no charge for transferring money to relatives or friends via the PayPal Balance or Bank Account balance; however, PayPal will charge fees when you move money using credit cards or convert currencies.
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How to use Venmo - Send and Receive Money, Source: Youtube, Howfinity
Venmo is part of PayPal However, Venmo is an entirely different application from PayPal. Venmo is an application designed specifically to transfer money to friends but with an added social element. While you can log in and log into your account on conventional computers, you can only send money via apps or mobile devices.
Venmo boasts 65 million customers. That's a lot more restaurant checks that are split. Venmo can be utilized to pay for transactions in several businesses too. It's free to send funds using your debit card account.
What We Like: Users can use the option of a digital wallet
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How To Use Cash App, Source: Youtube, Tech Insider
Cash App includes an option to use a wallet, similar to PayPal, and allows you to transfer funds via a linked account without holding the funds in your wallet. In 2018, Square added the ability to purchase and sell Bitcoin through the Cash App also. This is an exclusive feature in comparison to other popular payment apps.
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How to Use Zelle (Send and Receive Money Fast), Source: Youtube, Howfinity
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It's not as popular as other payment apps
How to set up and use Google Pay, Source: Youtube, How To Do It All
Google provides a tool that can accomplish almost everything you can achieve online. The process of sending money isn't one of them. Google Pay is unique in integrating other Google products, such as Gmail. With Google Pay, you can send and receive money payments using the recipient's Gmail address. If you already have a Google account, you're already signed up to Google Play.
As with all Google products, this one is well-designed and simple to use. It is compatible with the Google Pay application or various other Google services. There are no current fees for using Google Pay when you do not have a debit card.
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Is it too late for Meta's Messenger app?, Soure: Youtube, Humble Visions Consulting
Meta already knows all about you, So why not give them your debit card and incorporate the transfer of money into your chat session? Since most people are using Meta, you can transfer money to them without creating an account on another site. All they need is to add an account with a debit card that can be reimbursed.
Payment apps are an application that allows you to pay for products and services and transfer funds to people, vendors, and family members. It is not common for people to carry around as much Cash these days, so an app for payment can be a convenient way to give a person a refund for tickets to a concert or help an individual in need with bills or buy something at the store without carrying your wallet on you. It's similar to having a digital wallet on your phone.
We selected the top 6 payment apps after reviewing and researching various payment apps and then deciding on the best selections. We set the best choices by their popularity, functionality, user-friendliness, the platforms they operate on, how you pay and transfer money, and much more.
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